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Flexibility matters: do more rigid loan contracts reduce demand for microfinance?
Despite the rapid expansion of microfinance services in the past several decades, the low use of formal credit exhibited by poor households, the high dropout rates experienced by many microfinance institutions, and the ...
Banking Services Supply and Micro Firm Performance: Evidence from Colombia
This paper uses a dataset of a survey of Colombian micro firms from 2003 to 2007 in combination with data from publicly available sources about banking services supply at the municipality level, to assess the impact of the ...